Kelvin Chen

Head of Policy, Consumer Bankers Association

Kelvin Chen is Head of Policy for the Consumer Bankers Association, where he coordinates the organization’s regulatory, public affairs, and research functions.

Kelvin also has experience in senior positions in the government and across the private sector. Prior to joining CBA, Kelvin served on the Executive Committee for Barclays U.S. Consumer Bank, where he led its Regulatory Affairs function. Kelvin led Capital One’s Bank Regulatory and Policy team, as an executive in their Legal Department. In his time with the government, Kelvin created and led the Federal Reserve Board's Innovation Policy team. There, he set out the agency’s initial frameworks on a range of technology policy matters, including the use of artificial intelligence in supervised institutions, data aggregation, and stablecoins. Kelvin led policy development at the Consumer Financial Protection Bureau for emerging payments and, separately, mandatory arbitration provisions. In that time, Kelvin wrote the CFPB’s first (and current) consumer-facing guidance regarding virtual currencies. Kelvin advised agency principals at the Federal Trade Commission on consumer protection-related policy and enforcement matters and was a litigator in the New York offices of Morrison & Foerster LLP and Cadwalader, Wickersham & Taft LLP.

Kelvin studied Systems Engineering and Mathematics at the University of Pennsylvania (’00) and attended New York University School of Law (’04). He is Chair of the Board of Directors of the CFPB Alumni Association; an Advisory Council Member of the Financial Health Network’s Financial Health Frontiers Initiative; an Advisory Group member of the Digital Dollar Project; a member of the Board of Directors for Summer Scholars On Stage; and was previously affiliated with the Princeton Center for Information Technology Policy.